Privacy Policy

1. Introduction

• This Privacy Policy and the terms and conditions contain herein ("Privacy Policy") apply to www.dhangaurd.com (the "Website"), including without limitation all contents of the Website and any correspondence between you and DHANGUARD BANKING and BUSINESS Services Provider ("we", "us" or "our") sent through the Website. References to "you", "your" and "yours" are references to the person(s) accessing the Website. 


• This Privacy Policy (together with www.dhangaurd.com Terms and Conditions) (the "Terms and Conditions") sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us.  Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it.


• The Terms and Conditions are hereby incorporated into this Privacy Policy as though fully set forth herein. If any provision in this Privacy Policy is inconsistent or conflicts with any part of the Terms and Conditions, the provision in this Privacy Policy shall prevail.


• Your use of the Website indicates that you have read, understood and unconditionally accepted the provisions in this Privacy Policy, and such acceptance constitutes your legally binding acceptance of all terms and conditions set out in this Privacy Policy. If you do not accept the terms of this Privacy Policy, please discontinue accessing, viewing or otherwise using the Website immediately.


• We reserve the right to change the contents of the Website, including this Privacy Policy at any time, by posting such changes on the Website. It is your responsibility to familiarise yourself with the Privacy Policy regularly to ensure that you are aware of any changes. The most current version of this Privacy Policy will be available on the Website and will supersede all previous versions of this Privacy Policy. Your continued use of the Website following the posting of any such changes will constitute your acceptance of the revised Privacy Policy.

2. Collection

• We may gather two types of information about you from the Website:
  1. personal information provided by you at the time of voluntary registration for the services offered by us such as (but not limited to) your name, email address, mailing address, telephone number, date of birth, gender and nationality and financial data (such as your credit card number, expiration date, and verification code or bank account information); ("Personal Information"); and
     aggregate information generated by our systems, which track traffic to the Website but do not relate to you personally.
  
  
  2. Your failure to provide necessary Personal Information when requested may result in certain services not being available to you.


• By providing us with this Personal Information you acknowledge and agree that the information being provided is not secretive (other than financial data) and shall not be deemed to be a secret.

3. Disclosure of Information

• We may disclose:
  1. any information that we gather about you (other than financial data which will be disclosed to the payment gateway service providers) to third parties for the purposes of providing you with additional services;
  
  
  2. aggregate tracking information and other information that does not personally identify you to third parties;
  
  
  3. your personal information to third parties, when we believe in good faith that it is required to do so by law;
  
  
  4. your personal information to third parties, provided we have your prior consent, which may be obtained at the time of collecting the information from you.


• We shall not share your Personal Information with any third party (other than our affiliates) unless you have provided your express consent. We maintain strict security standards and procedures with a view to preventing unauthorized access to your data by anyone, including our staff.

4. Use

• • We may use the personal information we collect:
    1. to verify your identity and assist you if you forget your password or login details for any of the Website;
    
    
    2. to assist in providing the services requested by you;
    
    
    3. to provide further information to you about other Websites and services or which we consider may be of interest to you;
    
    
    4. for future marketing, promotional and publicity purposes, including to carry out direct marketing, market research and surveys;
    
    
    5. for ensuring that you are shown the information that is most relevant to you and your interests; and
    
    
    6. for any other use that you authorize.


• We will seek your consent if we wish to use your personal information for purposes other than those you have agreed to previously.


• Although we shall take all reasonable measures to prevent unlawful access to Personal Information, we do not represent that no third party will unlawfully access the Personal Information you provide to us and we suggest that you take all necessary precautions against this.


• We will retain the personal information provided by you for as long as is reasonably necessary for the purposes listed in this Privacy Policy.

5. Content Providers, Advertisers and Partners

• We are not responsible for the data collection practices, the privacy policies or the content of Websites or websites other than the Website, including any Websites or sites which are accessible via a link from the Website. You should contact the operators of those sites directly if you wish to enquire about their privacy policies and practices before providing your personal information to them.

6. Opting in and Opting Out

• If our intended collection, use or disclosure of your personal information is outside the collection, use or disclosure parameters in this Privacy Policy, we will give you the option to:
  1. opt out and not receive certain services or participate in certain interactive areas; or
  
  
  2. opt in to agree to be contacted by us in relation to certain matters such as notification of new features to the Website, beta testing or promotional activities.

7. Holding, Correcting and Updating Information

• We offer you the ability to correct or change the information collected at any time and as often as necessary. If you have any questions about this privacy policy, please contact us by sending an email to service@dhanguard.com.

8. Amendments

• We may change this Privacy Policy at any time, without notice. You agree that our Privacy Policy’s current version applies to your use of the Website.