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A person that provides investing services to a client. Investment advisors provide either advice or management services in exchange for a fee or commissions. Some advisors are required to be registered with the Securities and Exchange Commission (SEC) (typically advisors with client assets exceeding defined thresholds), and are known as registered investment advisors (RIAs). A professional investment advisor is required to register annually with the SEC and it is a criminal offense to buy or sell his/her own securities to or from a client.